Colorado Car Insurance | Auto Insurance Quotes Colorado | LearncadE

Colorado Car Insurance Before you begin Driving Here

 Whether you're hitting the slopes or heading to the office, confirm you've got valid Colorado automobile insurance once you drive within Colorado. Drivers who fail to point out proof of insurance can face penalties upwards of $500, points added to their driving record, and in some cases suspended licenses and community service hours. Drivers also are required to point out proof of insurance to the Colorado Bureau of automobiles so as to register vehicles. If you would like automobile insurance or want to modify companies, you'll get Colorado automobile insurance quotes online.

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Colorado Auto Insurance Minimum Requirements

Vehicle owners driving on Colorado roads are required to possess a minimum of the subsequent minimum limits on their insurance policy:

Bodily injury: $25,000 per person, $50,000 per accident

Property damage: $15,000 per accident

Uninsured motorist: $25,000 per person, $50,000 per accident*

Medical payments: $5,000 per accident*

*Uninsured motorist and medical payments are often rejected by signing an option form.

how much insurance do I need?

There are additional optional coverages that you simply may carry to raised protect yourself and your vehicles. A GEICO insurance counselor can assist you in choosing the simplest Colorado auto coverage for your needs.

Colorado Teen Driver Licensing Process

For Colorado teens who want to urge their license on their 16th birthday, they'll be got to start driver's education before age 15. Colorado requires teens to possess held a license for a minimum of 12 months before applying for a Colorado driver's license. Colorado law prohibits drivers under 18 years aged from employing a mobile while driving unless it's to contact the police, local department, or it's an emergency. Drivers 18 and older might not use mobile for text messaging while driving unless it's to contact the police, local department, or it's an emergency.

The process for obtaining a driver's license varies depends on the driver's age:

If you begin at or before age 15 and 6 months, you want to complete a 30-hour driver's education course before you'll apply for a license (minimum age 15). Permit holders who have logged 50 hours driving time, completed a 6-hour behind-the-wheel training course, and have held their permit for a minimum of 12 months can then apply for a driver's license.

If you begin between age 15 and 6 months up to age 16, you'll either complete a 30-hour driver's education course or a 4-hour classroom driver awareness program to be eligible for a license. Permit holders who have logged 50 hours driving time (plus 6 hours behind-the-wheel training if you're younger than 16 years and 6 months once you apply for a license) and who have held their permit for a minimum of 12 months can then apply for a driver's license.

If you begin at age 16 or 17, there are not any prior driver's education requirements before being eligible to use for a license. Permit holders who have logged 50 hours driving time and who have held their permit for a minimum of 12 months can then apply for a driver's license. Additional 6 hours behind-the-wheel training is optional.

For the primary year licensed driving is prohibited between midnight and 5 am, unless amid a teacher, parent, or trustee.

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Colorado auto insurance information

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